Accident and Critical Illness Insurance
These voluntary benefits are administered by The Standard. Open enrollment for these three voluntary benefits is only at the time of hire and at special enrollment periods to be determined. During your benefits meeting, an HR representative will provide you with brochures, sample rates and briefly describe the three voluntary benefits. These voluntary benefits are employee paid via payroll deduction, there is no employer contribution toward the premium.
Accident Insurance
This product is for employees who would like insurance designed to cover unexpected expenses that result from all kinds of accidents, even sports-related and household ones, for themselves or their family members. Accident Insurance provides cash benefits to cover things your health insurance doesn't such as deductibles, co-payments, transportation and lodging costs, everyday bills and more. A schedule of benefits is available from the Human Resources Department. Accident Insurance is portable, take your coverage with you and pay the same premium even if you change jobs or retire.
Accident Insurance highlight sheet
Critical Illness Insurance
This product is for employees who would like insurance that focuses on medical conditions that are most likely to occur for themselves or their family members (example: cancer, coronary artery disease, stroke, permanent blindness, organ failure, etc.). This coverage helps you and your family when illness strikes. Critical Illness Insurance is portable, take your coverage with you and pay the same premium even if you change jobs or retire.